Posts in category 'Bend Real Estate General Information'
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23
The Best Way to Keep Track of Mortgage Rate Trends for Your Bend Oregon Home Purchase
If you're thinking about buying a Bend home, chances are you've got mortgage interest rates on your mind. You've heard about how they impact how much you can afford in your monthly mortgage payment, and you want to make sure you're factoring that in as you plan your move.
The problem is, with all the headlines in the news about rates lately, it can be a bit overwhelming to sort through. Here's a qu...
3
Why Overpricing Your Bend Home Can Cost You
If you're trying to sell your Bend Oregon house, you may be looking at this spring season as the sweet spot – and you're not wrong. We're still in a seller's market because there are so few Bend homes for sale right now. And historically, this is the time of year when more buyers move, and competition ticks up. That makes this an exciting time to put up that for sale sign.
But while conditions are great for sellers like you, you'll still want to be strategic when it comes time to set...
29
What Are Experts Saying About the Spring Housing Market?
If you're planning to move soon, you might be wondering if there'll be more Bend homes to choose from, where prices and mortgage rates are headed, and how to navigate today's Bend real estate market. If so, here's what the professionals are saying about what's in store for this season.
Odeta Kushi, Deputy Chief Economist, First American:
". . . it seems our general expectation for the spring is that we will see a pickup in inventory. In fact, that already seems to be happening. But i...
26
What's Up with Mortgage Interest Rates?
Recent headlines may leave you wondering what's next for mortgage rates. Maybe you'd previously heard there were going to be cuts this year that would bring rates down. That refers to the Federal Reserve (the Fed) and what they do to their Fed Funds Rate. While cutting, or lowering, the Fed Funds Rate doesn't directly determine mortgage rates, it does tend to impact them. But when the Fed met last week, a cut didn't happen — at least, not yet.
There are a lot of factors the Fed considered in their recent decision and most of them are complex. But you don't need to be bogged down by those finer details. What you really want is the answer to this question...
14
What's Up with Mortgage Rates?
Are you feeling a bit unsure about what's really happening with mortgage rates? That might be because you've heard someone say they're coming down. But then you read somewhere else that they're up again. And that may leave you scratching your head and wondering what's true.
The simplest answer is: that what you read or hear will vary based on the time frame they're looking at. Here's some information that can help clear up the confusion.
Mortgage Rates Are Volatile by Nature
Mortgage rates don't move in a straight line. There are too many factors at play for that to happen. Instead, rates bounce around because they're impacted by things like economic conditions, decisions from the Federal Reserve, and so much mo...
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